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Travel Tips For Corporate and Personal Safety
Unfortunately travel safety has become a major concern for both corporate and personal travelers. There are far too many predators out there trying to make money what they consider the easy way, by stealing it. Even more frightening is the fact that many are not looking for money but to rape or cause bodily harm. Everyone knows that crime exists and that the possibility of these events is real. However, way too many think it will never happen to them. There is no concrete secret that will guarantee that you will never fall victim to crime while traveling but there are measures you can take that can reduce the possibility. Adhere to these travel tips and give yourself the travel safety edge.It is very important when you are traveling that you keep your luggage or briefcase close to you at all times until it has been checked in. Would be villains would like nothing better than too snatch it when you are least expecting it. A basic rule of thumb is this; if you cannot afford to lose it, don’t carry it with you. One of the biggest errors corporate and personal travelers make is the ill-fated measure of drawing unwanted attention to his or herself. You may have it but it is not necessary to flaunt it in the wrong environment. Wearing expensive jewelry, rings and watches only makes you a target. It is always better to be low key and a part of the general landscape.This may sound like something out of the movies but women should be very careful when accepting drinks from someone they do not know. In addition, they should never leave their drink unguarded. Drugs are often introduced at this point that will create a helpless victim very quickly. Plan your accommodations safely as well. Take the necessary precautions to ensure safety. Avoid staying at hotels that put you into potential bad situations. When you leave your hotel it is important not to form a routine. Criminals watch for regular routines so they can best plan their crime. Vary your schedule a little to keep them off guard.Corporate personnel should not wear their nametags in public if they are utilized. If you are high on the corporate ladder you do not want to present this to a ‘would be’ crook. Never use cabs that are unmarked; this is not a safe practice. If you need to rent a vehicle make sure you do so with a company with a solid reputation. It is wise to always keep a working cell phone with you for emergencies. In addition, if you are driving only park in areas that are close to your destination and have plenty of good lighting. Make an effort to keep your money hidden from those who are around you. Once again you want to avoid throwing up red flags to criminals as if you are saying, “here is what I have come and get it”. Do not be one of those travelers who thought following safety tips was useless. Your valuables and your life may depend upon it.
Real Estate Investing 2010 Vs Stock Investing in 2010 & Beyond
Real estate investing in 2010 vs. stock investing in 2010 and beyond is interesting because real estate and the stock market might not move in tandem. Investing in real estate now takes many forms; and going forward the debate between real estate investing vs. stock investing might favor the former. Here’s my reasoning, and the solution I prefer.REAL ESTATE INVESTINGBoth the residential and commercial sector were on fire going into the year 2007, with rising prices fueled by cheap money and easy lending practices. Then reality and a financial crisis hit and the bottom feel out of the market. For real estate investing in 2010, the jury was still out. Many properties were selling at 2003 prices.STOCK INVESTINGEquities (stocks) were on a roll going into 2007 as well. Then the stock market fell over 50% by early 2009. Equities then sky rocketed over 50% in a matter of several months. In early 2010 there was an 800-pound guerrilla in the stock investing arena: had the stock market gone up too far too fast? Were equities headed toward another big fall?REAL ESTATE INVESTING vs. STOCK INVESTINGI believe in buying AFTER a steep price decline in any market… not after a big run-up in prices. That’s why I favor real estate investing in 2010 and beyond, plain and simple. Now, if you’re like me you like to eat your cake, and still have it too. By this I mean that I don’t like the hassle and lack of liquidity that comes with owning real property. At the same time, I don’t want to miss out when property values come roaring back.The beauty of stock investing is the instant liquidity advantage. You can buy or SELL stocks over the internet in a matter of seconds at fair market price. Can you make an investment in properties and do that? The answer is that yes, indirectly, you can. Here’s how it works. You buy stocks called exchange traded funds (ETFs) that invest in a portfolio of commercial-properties companies. These companies own and/or manage commercial properties like office buildings, apartment complexes and shopping centers.When you buy shares in one of these funds you own a piece of the action in commercial real estate. Historically, as the industry goes, so goes the value of the shares of companies that invest in the sector. Two such funds (ETFs) have the stock symbols IYR and VNQ. If real estate investing gets hot these funds should take you along for the ride. If not, you can sell out your position over the internet for a commission of about $10. All you need to play the game is a brokerage account with a discount broker.You can invest as little as a few hundred or millions of dollars in the comfort of your home or office. Change your mind at will, because you can add to or sell out your position with the click of a mouse.